National Debtline
National Debtline is a national telephone helpline for people with debt problems
in England, Wales and Scotland. We give expert advice over the telephone
and by email and send callers in debt a self-help information pack free
of charge. The service is free, confidential and independent. Freephone
0808 808 4000. Opening hours: Monday - Friday 9am to 9pm Saturday 9.30am
to 1pm 24 hour voicemail service or e-mail
advice@nationaldebtline.co.uk
www.nationaldebtline.co.uk
Consumer Credit Counselling Service
Suitable for anyone with debts, mainly those with sufficient income to enter a
debt repayment scheme. Clients on a very low income including benefits, should
refer to their Citizens Advice Bureau or National Debt Line.
www.cccs.co.uk
Money Advice Scotland
Money Advice Scotland is for anyone in Scotland who has a problem with debt. It will refer
callers to local advice services in their area. There is also a directory of money advice
centres in Scotland available.
www.moneyadvicescotland.org.uk
Debtline NI
Debtline NI is a registered charity whose purpose is to assist people who
are in financial difficulty by providing free, independent, impartial and realistic advice.
www.debtlineni.org
Pension Credit
Pension Credit guarantees everyone aged 60 and over a minimum income
www.thepensionservice.gov.uk
Tax Credits
Child Tax Credit:
You can claim Child Tax Credit if you are responsible for at least one child
or young person. You do not have to be working to claim.
Working Tax Credit:
If you are responsible for a child or young person you can claim Working Tax
Credit if you are aged 16 or over and work at least 16 hours a week.
If you don't have children you can claim Working Tax Credit in certain
circumstances.
